Enjoying Your Newly Renovated Home Over the Holidays

Have you spent the past few months getting that long awaited renovation done on your home? Now it’s nearly the holidays and you’re ready to show it off to your guests. Before you get too far into the holiday madness, have you taken some time to check your homeowners insurance? Mass residents should remember that significant renovations may increase the re-building cost of their property and they may need to upgrade their policy as a result.

Any structural work you have done that has increased the size of your property should be taken into consideration, as should improvements to the original building. You may have decided to incorporate a new security system into your building plans which could have some benefits for you in terms of your premiums.

You also need to be aware of any fittings and furniture that were part of your improvements. Costly items, such as antique furniture, original artworks, specialized designer goods or designer fittings may exceed what your policy will pay in the event of a loss. You may need to increase the level of coverage and list the new items separately.

Don’t let the activities of the season distract you from bringing your policy up to date. You need to upgrade your coverage so your newly done renovations are properly protected by your homeowners insurance for Mass.  Homeowners can call our agents for advice on making any necessary changes before they get on with enjoying the holiday season!
 

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